Top UAE Credit Card Deals for Cheaper Flight Tickets

Flights make up a major chunk of travel budgets, but the credit card you choose to pay with can change the game. Some credit cards give an instant discount on the flight. Some give cashback. And a few even hand you a free return ticket. 

There are over 4.7 million credit cards in the UAE right now; that means you also probably have one! You can use it to get flight discounts and travel benefits. But the catch is that every offer has a cap, a minimum spend, or an end date. But don’t worry, we did the math for you. This guide covers the UAE credit card offers for flight ticket discounts that work. Fees, minimum salary, and spend are all mentioned in one place, so you can pick a card that saves on your travel.

Snapshot of the Best UAE Credit Cards With Flight Offers

Card	Flight offer	Joining / annual fee	Minimum spend	Minimum salary	Travel benefits
Emirates Islamic Amazon World Mastercard	25% off flights on MakeMyTrip, up to AED 150 (till 3 Nov 2026)	No annual fee	None for the flight offer	AED 15,000/mo	8 lounge visits a year, 1 free Careem airport ride, travel insurance
ADCB Traveller	10% cashback on any airline ticket	AED 1,575 a year	AED 5,000 a month	AED 20,000	14 lounge visits, 4 Careem rides, 0% forex fee, AED 2,000 Expedia voucher
FAB Travel	Free welcome return flight; 12% FAB Rewards on flights	AED 1,500 a year	AED 5,000 a month for the 12% rate	AED 20,000	14 lounge visits, 4 airport transfers, 0% international fee
ENBD Skywards Infinite	Up to 100,000 bonus Skywards Miles	AED 2,999 + VAT joining; AED 1,575 a year	USD 25,000 in 3 statements for 40,000 miles	AED 30,000	Skywards Silver, business lounge access, 1,000+ lounges
RAKBANK Air Arabia Platinum	20,000 AirRewards bonus; free annual return ticket	No joining fee; annual fee about AED 400*	Ticket is spend-linked*	AED 5,000	Careem transfers, baggage and meal vouchers
ENBD dnata World	15% back in dnata Points on dnata Travel; up to 2,500 bonus points	AED 999 + VAT (AED 1,048.95)	AED 25,000 in 3 statements for 1,500 points	AED 20,000–25,000*	1,000+ lounges, golf access
Mashreq Aura World / World Elite	Flat 10% / 15% off flights on MakeMyTrip, caps up to AED 150 / AED 200	AED 525 / AED 1,575 a year	Check Mashreq’s terms	AED 10,000 / AED 25,000*	Aura Points, welcome bonus up to AED 1,000 / 2,500

The offers may have an end date. So please confirm with the bank before applying.

How We Picked These Credit Cards

Every card here has a flight-related offer running now. Where an offer has an end date, we’ve listed it. We left out cards whose flight promos have already ended, including a few that still appear on older lists.

Four Types of Flight Offers on UAE Credit Cards

• Instant discounts: A promo code on a booking platform such as MakeMyTrip cuts the price at checkout.
• Cashback: The bank returns a percentage of your ticket cost on your next statement.
• Free flights and miles: A welcome flight, or points you redeem later.
• Pay later: Instalments that spread the cost without lowering the fare.

UAE Credit Cards Offering Flight Ticket Discounts

1. Emirates Islamic Amazon World Mastercard: 25% Off Flights on MakeMyTrip

If you are looking for a MakeMyTrip offer in the UAE, this is the one to know. Pay with the Emirates Islamic Amazon World card on the MakeMyTrip UAE app or website, enter the code AMZMMT, and you get 25% off flights.

The discount does not come as a 25% instant discount; it comes in two halves:

• 12.5% instant discount, capped at AED 60
• 12.5% reward bonus in your MakeMyTrip wallet, capped at AED 90 and valid for 90 days

That makes the maximum AED 150 per booking. There is no minimum fare for flights, and you hit the full cap on a fare of AED 720 or more. The offer works once a month per cardholder and runs until 3 November 2026. We will update the offer once it runs out. 

How to claim it:

1. Sign in on the MakeMyTrip UAE app or website.
2. Pick your flight.
3. Enter AMZMMT in the e-coupon field.
4. Pay with your Emirates Islamic Amazon Mastercard.

The card has no annual fee and requires an income above AED 15,000 a month. New cardholders can also earn a welcome bonus of up to AED 500 (cards issued between 23 May and 31 October 2026), tied to spend in the first 60 days. Travel perks include 8 airport lounge visits a year through Mastercard Travel Pass and one complimentary Careem airport ride a year.

Best for: Occasional flyers who want a discount without paying an annual fee.

2. ADCB Traveller: 10% Cashback on Any Airline

The ADCB Traveller credit card is the simplest cashback option. It pays 10% on airline tickets for any airline, any class, and any destination, in AED or foreign currency. Hotel stays earn 10% too.

Here’s how the numbers work:

• Maximum cashback: AED 1,500 a month across all categories
• Minimum spend: AED 5,000 in retail spend each calendar month, or you earn nothing
• Fee: AED 1,575 a year
• Minimum salary: AED 20,000 (or eligibility for an AED 20,000 credit limit)

On an AED 3,000 ticket, 10% is AED 300 back. At that rate, you need roughly AED 15,750 of airline spend a year before the cashback covers the annual fee.

Extras include 14 lounge visits a year (plus one guest per visit), four complimentary Careem airport rides, and 0% foreign currency fees. New cardholders get an AED 2,000 Expedia UAE hotel voucher after paying the annual fee and spending AED 15,000 within 60 days.

Best for: Frequent flyers who already spend AED 5,000 or more a month on the card.

3. FAB Travel Credit Card: A Free Flight Plus 12% Back

The FAB Travel card offers a free economy return flight to over 15 destinations, including London, Paris, Istanbul, Baku and Mumbai. You get it when you sign up and pay the annual fee. It goes to the primary cardholder only.

One thing to know: a free flight every year is not automatic. The anniversary flight needs AED 300,000 in retail spend during the previous year.

Everyday flight savings come from 12% back in FAB Rewards on flight and hotel bookings, up to AED 1,800 a month. You need AED 5,000 in monthly spend. Remember these are reward points, not instant cash.

• Annual fee: AED 1,500
• Minimum salary: AED 20,000
• Perks: 14 lounge visits a year, four airport transfers, three airport fast-track passes, 0% international transaction fees

Best for: International travellers who want to take advantage of a free return ticket and strong rewards.

4. Emirates NBD Skywards Infinite: Up to 100,000 Bonus Miles

If you fly Emirates, the Skywards Infinite card turns spending into your next ticket. The welcome offer is up to 100,000 Skywards Miles, earned in three steps:

• 35,000 miles when you pay the joining fee
• 40,000 miles on USD 25,000 of spend (about AED 92,000) in your first three statements
• 25,000 miles on USD 7,500 of Emirates spend (about AED 27,500) within 12 statements

You earn 2 miles per USD on Emirates, Emirates Holidays, flydubai, duty free, food delivery and car-booking apps, 1.5 miles on international spend and 1 mile on domestic spend. You also get complimentary Skywards Silver membership, which opens Emirates business class lounges, plus access to over 1,000 airport lounges worldwide.

The joining fee is AED 2,999 plus VAT, and the annual fee is AED 1,575. The minimum salary is AED 30,000.

Best for: Emirates loyalists with high monthly spend.

5. RAKBANK Air Arabia Platinum: For Sharjah Flyers

The RAKBANK Air Arabia Platinum card has no joining fee and needs just AED 5,000 a month in salary, the lowest bar on this list. RAKBANK currently advertises a 20,000 AirRewards welcome bonus and a complimentary annual return ticket with Air Arabia.

It also offers pay-later on tickets, free Careem airport transfers, and baggage and meal vouchers. RAKBANK links the free ticket to annual spend (one comparison site reports AED 30,000), so read the terms before you count on it.

Best for: Regular Air Arabia travellers on a modest salary. The easiest entry point, if you want to enjoy travel deals and benefits.

6. Emirates NBD dnata World: For dnata Travel Bookings

The dnata World card pays 15% back in dnata Points on dnata Travel, 10% on duty free and 1.5% on other retail spend. The welcome offer is up to 2,500 dnata Points: 1,000 when you pay the joining fee and 1,500 on AED 25,000 of retail spend in the first three billing statements.

Complimentary access to over 1,000 airport lounges and top UAE golf courses is included. The fee is AED 999 plus VAT. The minimum salary requirement is AED 20,000, as mentioned on the Emirates NBD dnata World Credit Card page.

Best for: Travellers who book flights and holidays through dnata Travel.

7. Mashreq Aura World and Aura World Elite: Flat Discounts on MakeMyTrip

Mashreq’s Aura cards carry a MakeMyTrip offer valid from 21 September 2026 to 31 August 2027. Aura World cardholders get a flat 10% instant discount on flights, and Aura World Elite cardholders get 15%. Caps run up to AED 150 and AED 200 depending on the offer tier in Mashreq’s terms.

Annual fees are AED 525 (Aura World) and AED 1,575 (Aura World Elite). Welcome bonuses reach AED 1,000 and AED 2,500 in Aura Points.

Best for: Existing Mashreq customers who usually book on MakeMyTrip.

Fly Now, Pay Down the Line: A Savings Hack for Emirates Flyers

This isn’t a discount, but it helps your budget. Emirates lets selected cardholders split a ticket into three monthly instalments at zero profit. Book on Emirates UAE, pay by card, and choose the Emirates Advantage payment option.

Processing fees depend on your bank:

Bank	One-time fee
ADIB, Ajman Bank, HSBC	None
RAKBANK (Skywards World Elite, Titanium, Platinum, World)	None
Commercial Bank International	AED 35
Emirates NBD	AED 49
ADCB	AED 52.50
FAB, Citibank, Sharjah Islamic Bank	1% of the total
Emirates Islamic	2% of the total

Check with your bank first, because not every card qualifies.

Which Card Should You Pick?

• Want a discount and no annual fee? Emirates Islamic Amazon World.
• Spend AED 5,000+ a month and fly often? ADCB Traveller.
• Want a free ticket? FAB Travel or RAKBANK Air Arabia Platinum.
• Fly Emirates? ENBD Skywards Infinite.
• Book through dnata Travel? ENBD dnata World.

Before you pay, compare fares on the best flight booking apps. Not sure which airline to pick? Our take on Qatar Airways vs Emirates comparison can help. 

Fine Print That You Need To Read To Know How Much You Save

• Caps beat percentages. A 25% offer capped at AED 150 saves less than a 10% offer on a big family booking.
• Know where the discount lands. MakeMyTrip pays half in wallet credit, FAB pays in reward points, and ADCB pays cashback on your next statement.
• Check end dates.  If the offer has ended, then you can’t take advantage of it. For example, the AMZMMT code ends on 3 November 2026, so after 3rd November the code will be invalid.
• Count the annual fee. Divide it by the cashback rate to find your break-even spend. 
• Pay in full. Interest on unpaid balances- 3.85% a month on Mashreq’s Aura cards, for example- wipes out any cashback.

FAQs:

Which credit card is best to book flight tickets in the UAE?

It depends on how you book. For an instant discount with no annual fee, the Emirates Islamic Amazon World card gives 25% off flights on MakeMyTrip. For cashback on any airline, ADCB Traveller returns 10%. For Emirates miles, pick ENBD Skywards Infinite.

Which credit card gives the best discount on flight booking in the UAE?

On percentage alone, the Emirates Islamic Amazon World card’s 25% is highest, but it caps at AED 150 per booking and works once a month. ADCB’s 10% has a ceiling of AED 1,500 a month, so it can save more on big or frequent bookings.

How do I get a 50% discount on flight booking?

No UAE credit card offers a flat 50% off fares. The closest option is a free welcome return flight from FAB Travel or RAKBANK, or miles from a Skywards card that can cover a whole ticket. You can also book a sale fare and pay with a card that adds its own discount.

Which card has a discount on Emirates flights?

Savings on Emirates flights mostly come from rewards, not an instant fare cut. ENBD Skywards Infinite earns 2 miles per USD on Emirates spend, ADCB Traveller gives 10% cashback on any airline, and several banks offer three-month instalments through Fly Now, Pay Down the Line.

Which credit card has flight offers and no annual fee?

The Emirates Islamic Amazon World card has no annual fee and carries the 25% MakeMyTrip flight offer. The RAKBANK Air Arabia Platinum card has no joining fee, though an annual fee may apply.

Are Emirates instalments really interest-free?

Yes, the three payments carry zero profit. Some banks charge a one-time processing fee, such as AED 49 with Emirates NBD or AED 52.50 with ADCB.